How to Read a Preliminary Title Report

VESTED OWNERS NAME

  • Are the names the same as shown on the purchase agreement, deposit receipt, and application? 
  • Have all parties executed and approved the purchase agreement? 

TYPE OF ESTATE OR INTEREST

  • Fee Title or other
    (leasehold or equitable). 

PRINTED EXCEPTIONS

  • Current taxes, supplemental taxes due to recent re-assessment, lien for future supplemental taxes, sale to state for unpaid delinquent taxes and/or bonds 

EASEMENTS

  • Understand the type and location of all easements. 
  • Do not hesitate to ask your escrow officer or title officer for a copy of the recorded easements. 

COVENANTS, CONDITIONS AND RESTRICTIONS

  • Declaration by owners of any subdivision prior to sale describing property restrictions and agreements said property and future owners. 
  • Copies of all recorded CC&R’s are available upon request. 

DEEDS OF TRUST

  • All existing loans against the property or the existence of any paid off loans, which have not yet been re-conveyed of record.

PLAT MAP

  • Describes record lot size, location of easements and identifies street name and nearest intersection. 

STATE OR FEDERAL TAX LIENS, JUDGEMENTS AND BANKRUPTCY

  • Any court proceedings affecting the seller and/or the property therein. 

LEGAL DESCRIPTION

  • A method of geographically identifying a parcel of land, by lot and block or metes and bounds
  • Also discloses assessor’s parcel number (APN) 

Contact Us

Team Cardinalli with Windermere Homes & Estates

6965 El Camino Real, Ste D107, Carlsbad, CA 92009

Hours

We are available by appointment.  For your convenience, we can come to you. 


Steve Cardinalli 760-814-0248

Treena Cardinalli 760-814-0390

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